Purchasing a new car requires that you’ll have to take good care of financing and insurance, and it’s important to know about the different options. There are a lot of optional insurance coverages you can get, but gap insurance is one of the most important. What is gap insurance and what does it cover? What is gap protection? In the simplest terms, it covers the gap between the amount you owe on the car and the true cash value of the car when an accident occurs. Ron Bouchard Nissan will answer your question of, “What is gap insurance on a car?” and our finance department is here to help you make sure that you’re getting the best deal on a new or used car.
Gap insurance in Leominster and Fitchburg covers a range of issues that pertain to your vehicle. You should know that it covers damage to your vehicle only and doesn’t cover property or bodily injuries. So when it comes down to it, the answer to “what is gap insurance on a car” means it provides you coverage in an accident, theft, fire, vandalism, and inclement weather.
Gap insurance does not cover the deductible, engine failures and other mechanical failures, death, and extended warranties.
As a quick answer to, “What is gap protection,” gap insurance covers total loss in the event of an accident. It’s worth having a chat with your insurance company about the benefits of having gap insurance. If you’re a car shopper who’s focused on safety and wants to keep protected no matter what happens, it’s a good idea to consider gap insurance as part of your insurance portfolio, now that you know about what is gap insurance on a car.
As a short answer: you don’t need gap insurance, but knowing what is gap protection can be helpful. Still, you’re going to want to consider gap insurance when purchasing a new car and going over the various insurance options you have. Knowing what is gap insurance on a car is most helpful if the dealership offers a plan that includes deductible coverage. Having gap insurance will give you peace of mind as you head around town on your many Gardner-area adventures.
No matter what stage of the purchase process you’re in, it’s important to think about all your options. Thankfully, with Ron Bouchard Nissan helping you out, you’ve got a great team backing you. Contact us today with any questions that you may have, and then take advantage of our selection of new and used vehicle specials for even more savings.
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